Guided Pathways® Advisory Services

Guided Pathways® Advisory Services
Professional Investment Advice for your Retirement Account

ICMA-RC's Guided Pathways® Advisory Services provides you with a personal retirement roadmap and investment strategy. Wherever you are in your retirement journey, we can help you reach your retirement goals.

DID YOU KNOW?
Accounts that are managed by professional investors are more diversified than non-managed accounts.2,3

Diversified

Why Guided Pathways?

Guided Pathways offers three levels of service based on where you are in your retirement journey.1

Our Financial Consultants will work with you to create a personalized retirement plan by helping you decide:

  • How much to save for retirement
  • How to invest what you save
  • When it makes sense to retire
  • How to take withdrawals once you retire

In addition, if you enroll in Managed Accounts, you’ll receive:

  • Ongoing, personalized investment management based on a wide range of personal and financial information
  • Annual withdrawal advice to help you make your assets last throughout retirement
Guided Pathways Advisory Service offerings
DID YOU KNOW?
Only 36% of non-retired investors today have a written financial plan.4

Pen and paper

Person with pie chart
DID YOU KNOW?
Accounts that are managed by professional investors have a higher average contribution rate than non-managed accounts.2

Where are you in your retirement journey?

Great! Contact your ICMA-RC Retirement Plans Specialist to schedule an appointment to discuss your goals. You can also use our Am I On Track tool in Account Access to see if you’re on track for retirement.

Awesome! It’s time to start thinking more about your investment strategy and your personal retirement plan. Schedule your appointment now with an ICMA-RC Financial Consultant. We look forward to hearing from you!

Watch our video for more info.

Wow! That’s great. But, your financial journey doesn’t stop when you retire. Our Managed Accounts offering is designed for smart savers like you, who want to ensure their hard-earned assets last throughout their retirement. Schedule your appointment now with an ICMA-RC Financial Consultant. We look forward to hearing from you!

Watch our video for more info.

1Guided Pathways’ Managed Accounts and Fund Advice are fee-based services

2Professional Investment Assistance Report: The impact of managed accounts and target date funds in defined contribution plans 2007-2016; Alight Solutions 2018. Participants in ICMA-RC's Guided Pathways® Advisory Services were not included in this study. Actual results experienced by ICMA-RC participants could vary from those presented in this study.

3Diversification does not ensure a profit or guarantee against loss.

4http://www.gallup.com/poll/184421/nonretired-investors-written-financial-plan.aspx

Disclosures:
Investment advice and analysis tools are offered to participants through ICMA-RC, a federally registered investment adviser. Investment advice is the result of methodologies developed, maintained, and overseen by the Independent Financial Expert, Morningstar Investment Management LLC. Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar, Inc. and Morningstar Investment Management LLC are not affiliated with ICMA-RC. All rights reserved. The Morningstar name and logo are registered marks of Morningstar, Inc. For additional information on our Guided Pathways® Advisory Services, please refer to Form ADV Part 2A Brochure available at www.adviserinfo.sec.gov.

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